CDD/KYC Analyst | Banking | Contract

About the Role

We are seeking an experienced CDD Analyst to join a leading banking institution on a contract basis. This role is responsible for conducting comprehensive Customer Due Diligence (CDD), Know Your Customer (KYC), onboarding reviews, and ongoing monitoring activities for high-net-worth individuals and complex client structures. The ideal candidate will possess good regulatory knowledge, excellent analytical skills, and experience managing stakeholder relationships across compliance, operations, and business teams.

Key Responsibilities

• Manage onboarding, periodic reviews, and trigger event reviews for high-net-worth individuals, trusts, private investment companies, and operating business customers.
• Conduct Customer Due Diligence (CDD) and Know Your Customer (KYC) reviews in accordance with regulatory and internal policy requirements.
• Manage periodic review and remediation exercises, monitor review progress, follow up on customer responses, and ensure timely completion within regulatory deadlines.
• Corroborate and assess Source of Wealth (SOW) and Source of Funds (SOF) documentation for insurance applicants and banking clients, ensuring compliance with applicable procedures and guidelines.
• Perform Subject Matter Expert (SME) reviews for complex client structures, high-net-worth customers, and distribution-related cases.
• Prepare and provide regular Management Information (MI) reports, insights, and recommendations to support compliance and operational effectiveness.
• Maintain and update CDD and KYC procedural manuals covering onboarding, periodic reviews, and trigger event review processes.
• Participate in process improvement initiatives, automation projects, and implementation of new compliance procedures.
• Investigate compliance-related issues, identify process gaps, and recommend corrective actions.
• Manage and articulate audit findings, remediation actions, and regulatory responses arising from internal audits, external audits, and regulatory examinations.
• Collaborate closely with Relationship Managers, Compliance, Operations, Risk, and other stakeholders to ensure adherence to regulatory requirements and best practices.

Requirements

• Bachelor's degree in Business, Finance, Banking, Law, Accountancy, or related discipline.
• Experience supporting Private Banking, Wealth Management, Insurance, or Corporate Banking clients.
• Knowledge of AML/CFT regulations and industry best practices.
• Relevant certifications such as ACAMS, ICA, or equivalent
• Proven experience in CDD/KYC, Client Onboarding, AML, or Compliance Operations within the banking or financial services industry.
• Good understanding of KYC and CDD requirements for individuals, trusts, private investment companies, and corporate entities.
• Familiarity with Source of Wealth (SOW), Source of Funds (SOF), Enhanced Due Diligence (EDD), and regulatory compliance requirements.
• Excellent verbal and written communication skills with the ability to engage stakeholders across different levels and cultures.
• Experience handling audit reviews, regulatory examinations, or remediation projects will be a plus